Your Guide to Investment Fees
While the investment fee percentages often seem small, they can have a big impact on your investment growth over time. In this blog post, we unpack what they mean and where they apply.
Sebastian Patel
Sebastian is an investment actuary with almost 20 years of financial services experience. Outside of Franc he likes sports, traveling and trying out new wines (as long as they're Shiraz!).
42 posts
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Why You Shouldn’t Withdraw From Your Long-Term Investments
They say your investment is like a bar of soap – the more you handle it, the smaller it gets. If you're tempted to dip into your long-term investments this festive season, give this blog post a read first.
What is investment portfolio diversification?
Many people in the investment world often say that it is essential to have a “diversified investment portfolio”. But what exactly does that mean and why is it important?
How To Invest Your Money Short Term
The line between short-term investments and long-term investments can be a bit blurry at times. When customers sign up on the Franc app, we ask you what you’re investing towards and if you have a specific time frame for their investment.
Your Guide to Tax-Free Savings Accounts (TFSAs) in 2026
Tax-Free Savings Accounts (TFSAs) were introduced with the aim of encouraging South Africans to invest and benefit from a tax break. There are a wide range of potential TFSAs to choose from – some good and some very bad. Let's look at them.
How to Plan for Your Retirement in 2026 [+ free retirement calculator]
We explain how to use the Franc retirement calculator tool to work out how much you need for your future freedom years, and if you're on track.
What You Can Learn From the 2023 Budget Speech
The contents of the budget speech affect the entire country, not just a select few. We've broken down some key notes for the everyday South African.
Let's Change Our Heritage
Heritage Day celebrates the cultural wealth of our nation. But there are things we need to fix.
Money Management In The Gig Economy
Over the past few years, many people have made the transition from normal 9-5 jobs to working in the gig economy. So here's a breakdown on managing money in these roles.